Home Loan Finance Online :: News
SHARE

Share this news item!

Harley-Davidson Explores Sale of Financing Unit Stake

Potential Implications for Motorcycle Financing Options

Harley-Davidson Explores Sale of Financing Unit Stake?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Harley-Davidson, the iconic American motorcycle manufacturer, is reportedly in discussions to sell a stake in its financing unit, Harley-Davidson Financial Services (HDFS).
This move could have significant implications for motorcycle financing options available to consumers.

According to recent reports, Harley-Davidson is negotiating with investment firms Pacific Investment Management Co (PIMCO) and KKR & Co. The proposed deal, valued at approximately $5 billion, includes the sale of existing motorcycle loan portfolios. These discussions are ongoing, and while no final decision has been made, an announcement could be forthcoming in the near future.

HDFS plays a crucial role in Harley-Davidson's operations, contributing about 20% of the company's revenue in 2024. The unit offers loans primarily for the purchase of Harley-Davidson and LiveWire motorcycles, providing financing solutions that have been integral to the brand's sales strategy.

The potential sale of a stake in HDFS comes amid challenges faced by Harley-Davidson, including declining motorcycle sales and the impact of tariffs. Earlier in 2025, the company warned of weaker full-year results and suspended its financial forecast for the year. These factors may have influenced the decision to explore divesting a portion of its financing arm.

For consumers, this development could lead to changes in the availability and terms of financing options for Harley-Davidson motorcycles. Depending on the outcome of the negotiations, there may be shifts in interest rates, loan terms, or approval processes. Prospective buyers should stay informed about these potential changes to make well-informed financing decisions.

In the broader context, this move reflects a trend among automotive manufacturers to reassess and restructure their financial services divisions. By partnering with or selling stakes to investment firms, companies aim to optimize their operations and focus on core manufacturing activities.

As the situation evolves, it will be important for consumers and industry stakeholders to monitor announcements from Harley-Davidson regarding the future of HDFS and any resulting changes to motorcycle financing options.

Published:Thursday, 18th Dec 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Finance News

Housing Shortage in WA's South West Strains Caravan Parks
Housing Shortage in WA's South West Strains Caravan Parks
27 Dec 2025: Paige Estritori
Caravan parks in Western Australia's South West are grappling with the effects of a severe housing shortage, as an increasing number of individuals and families turn to these facilities for long-term accommodation. This shift is placing significant pressure on park owners, who traditionally cater to tourists and short-term visitors. - read more
Affordable Electric Vehicle Loans Now Available for Eligible Australians
Affordable Electric Vehicle Loans Now Available for Eligible Australians
27 Dec 2025: Paige Estritori
In a significant move to promote sustainable transportation, the Australian government has introduced a new loan scheme offering low-interest financing for electric vehicles (EVs). This initiative targets Australians earning less than $100,000 annually, as well as essential workers such as police officers, teachers, firefighters, and nurses, regardless of their income level. - read more
Rising Car Repossessions Highlight Financial Challenges for Australians
Rising Car Repossessions Highlight Financial Challenges for Australians
27 Dec 2025: Paige Estritori
Recent data indicates a sharp increase in car repossessions across Australia, signaling escalating financial distress among households. Automotive auction house Pickles has reported a 13% rise in repossessed vehicles over the past six months, with an 11% increase in the last quarter alone. - read more
Marinex Underwriting Sets Sail in Australia's Marine Insurance Market
Marinex Underwriting Sets Sail in Australia's Marine Insurance Market
27 Dec 2025: Paige Estritori
Australia's marine insurance landscape has welcomed a new player with the launch of Marinex Underwriting. This agency, backed by global specialty insurance distributor Amwins, is poised to offer tailored solutions to the complex needs of the Australian marine industry. - read more
Click for more Finance News


Home Loans Articles

Fixed vs Variable Rates: Choosing the Right Home Loan for You
Fixed vs Variable Rates: Choosing the Right Home Loan for You
For many Australian consumers, buying a property is one of the most significant financial decisions they'll make. Navigating the home loan landscape effectively is crucial to easing the journey toward property ownership. - read more
How to Compare Home Loans: Tips for Finding the Best Deal
How to Compare Home Loans: Tips for Finding the Best Deal
When you're in the market for a new home, finding the right loan can save you thousands of dollars over the life of the mortgage. Comparing home loans is crucial for Australian buyers looking to secure the best possible deal. With various options available, understanding the finer details can make a significant difference in your financial journey. - read more
The Hidden Costs of Home Loans: Don’t Get Caught Off Guard
The Hidden Costs of Home Loans: Don’t Get Caught Off Guard
When embarking on the journey of homeownership, many Australians find themselves navigating the complex world of home loans. On the surface, the mortgage process might seem straightforward. You find a home, secure a loan, and make payments until it’s fully paid off. However, the reality is more intricate, involving various fees and charges that can quickly add up. - read more
Refinancing Your Home Loan: When and Why to Consider It
Refinancing Your Home Loan: When and Why to Consider It
Refinancing a home loan is a process many Australian homeowners consider at some point. But what exactly does it mean? In simple terms, refinancing involves replacing your existing mortgage with a new one—usually with different terms. Homeowners often look into refinancing for several reasons, whether it’s to secure a lower interest rate, consolidate debts, or switch from a fixed to a variable rate (or vice versa). - read more


Free Assessment

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Amortization Schedule:
A table that provides details of each periodic payment on a loan, including the amount going towards principal and interest.

Quick Links: | Home Mortgage Loan Finance | Home Loan Comparison | Mortgage Brokers Australia | Best Home Loan Rates | Home Loan Pre-approval | First Home Buyer Loans | Refinance Home Loan | Investment Property Loans | Fixed Vs Variable Home Loans | Low Deposit Home Loans | Home Loan Calculators
This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.