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Home Loan Finance Online Articles

Welcome to Home Loan Finance Online! Dive into our carefully curated selection of articles designed to engage and inspire you.

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Home Loans Articles

Low deposit home loans and lenders mortgage insurance in Australia
Low deposit home loans and lenders mortgage insurance in Australia
Low deposit home loans can help eligible Australian borrowers buy with less than a 20% deposit, but lenders mortgage insurance may apply and can add to the cost of borrowing. - read more
The Hidden Costs of Home Loans: Don’t Get Caught Off Guard
The Hidden Costs of Home Loans: Don’t Get Caught Off Guard
When embarking on the journey of homeownership, many Australians find themselves navigating the complex world of home loans. On the surface, the mortgage process might seem straightforward. You find a home, secure a loan, and make payments until it’s fully paid off. However, the reality is more intricate, involving various fees and charges that can quickly add up. - read more
How investment property loans work in Australia
How investment property loans work in Australia
Investment property loans can look similar to owner-occupier home loans, but lenders often assess them differently. Learn how rental income, loan purpose, repayment structure, interest-only options and investor risks may affect your borrowing decisions. - read more
Fixed vs Variable Rates: Choosing the Right Home Loan for You
Fixed vs Variable Rates: Choosing the Right Home Loan for You
For many Australian consumers, buying a property is one of the most significant financial decisions they'll make. Navigating the home loan landscape effectively is crucial to easing the journey toward property ownership. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

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Finance News

Broker Review Puts Loan Recommendations Under Fresh Scrutiny
Broker Review Puts Loan Recommendations Under Fresh Scrutiny
28 Oct 2026: Paige Estritori
ASIC’s latest review of mortgage broker conduct has put a spotlight on how loan recommendations are explained, documented and challenged when a cheaper option is available. Although the review focused on home loan brokers, the practical lesson is broader: borrowers should understand not only the advertised rate, but also why a particular loan structure, lender or feature is being presented as suitable. - read more
Charging Access Becomes a Bigger Part of Electric Truck Funding
Charging Access Becomes a Bigger Part of Electric Truck Funding
28 Oct 2026: Paige Estritori
Australia’s electric truck conversation has shifted from vehicle availability alone to the practical question of where, when and how commercial vehicles will charge. Ampol’s October 2026 activity has made that shift clearer, with the company announcing a proposed acquisition of Evie Networks and a separate memorandum of understanding with Foton Mobility Distribution to explore charging solutions for electric commercial vehicles. - read more
ASIC Review Highlights the Need to Question Costlier Loan Recommendations
ASIC Review Highlights the Need to Question Costlier Loan Recommendations
28 Oct 2026: Paige Estritori
ASIC’s 13 October 2026 review of major mortgage broker groups has delivered a timely reminder for borrowers: a loan recommendation should be understandable, evidence-based and clearly connected to the customer’s needs. The regulator found that broker practices generally aligned with its guidance, but also identified gaps in how some higher-cost loan recommendations, supervision processes and complaints were handled. - read more
Off-Road Boom Changes the Motorcycle Budget Conversation
Off-Road Boom Changes the Motorcycle Budget Conversation
28 Oct 2026: Paige Estritori
Australia’s motorcycle market is ahead of last year after the first nine months of 2026, but the latest FCAI-audited figures point to a recovery driven mainly by off-road demand rather than a uniform lift across every type of bike. For riders thinking about motorbike finance, that distinction matters because the practical costs attached to a trail bike, junior motorcycle, scooter or road machine can look very different once purchase price, transport, gear, insurance and maintenance are considered together. - read more
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This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Home Loan Finance Online publishes general educational information, tools and resources about Australian home loans and related finance topics. The website may display third-party advertising.
IMPORTANT: This website provides general information, tools and resources and does not take into account your objectives, financial situation or needs. We do not provide personalised financial advice or credit assistance, accept applications or quote requests, or refer visitors to brokers, lenders or insurers. We do not select, recommend or arrange products or providers for individual consumers. Consider seeking advice from an appropriately qualified professional before acting on the information. You should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.